TTC’s Legal Agreements
TTC MEDIA LEAD PURCHASE AGREEMENT
The terms and conditions (“terms”) herein are a legal, binding agreement between TTC Media (“TTC Media” or “we”), and you, receiving the services from us or via our site (“Agent” or “you”). Your acceptance of the terms here is required for your use of the site and any of our leads services, and to our provision of leads to you. By clicking “Accept”, which represents your electronic signature on the terms, you accept these terms. You accept that your interaction with the website, and each request you make for our services is subject to the terms here. If you disagree with any area of the terms here, don’t use our services.
Leads Purchase
You agree to purchase leads in line with the guidelines here. A lead will contain information that has been provided by a person as well as certain lead contact information as available, unless otherwise agreed by you and us in writing, such as: (a) the first and last name, (b) the phone number, (c) the email address, and (d) the mailing address, except for Telesales leads.
You’ll be charged for the leads based on the price stated during purchase, and at any time, fees may differ from purchase to purchase. We do our best to deliver leads between 24 – 72 hours but may take up to 31 days to deliver an order. However, in certain cases, orders can experience slight delays, owing to daily supply as well as demand market conditions, especially on the Social Media platforms we advertise on. In such rare cases, you will be notified throughout the process and your leads will be delivered in a timely manner. If your order can not be delivered after 31 days, we will issue a refund for what has not been delivered.
The maximum amount of time we will hold an order before running your campaign is 7 days. Unless otherwise approved by a TTC Team Associate.
Lead Delivery
By placing your order with TTC, you agree to allow up to 72 business hours for your order to be processed, once your order is placed. We highly encourage you to call or email us ahead of placing your order to confirm the availability of your desired target area. Orders placed via our website, are considered to be an “express order” and are placed in a queue behind any order(s) placed prior in the same radius/state (i.e. telesales leads). All leads are delivered on a First-Come-First-Serve basis.
Refund Policy
Purchases of leads are not cancellable or refundable at any time. Partial refunds are available, if we are not able to deliver your digital order within 31 days via google sheets or if we otherwise determine that the requested order exceeds the price point agreed upon. You are not authorized to use any services that are not paid fully for.
Replacement Lead Policy
For Locally generated leads, you may request a lead for replacement, within 72 hours of your order being fulfilled, if: (i) any lead over 85 years old; (ii) any lead over a 50 mile radius of its given city or (iii) any lead that has the combination of a Bad Phone Number/P.O. Box. All replacement leads will be added as credits and added to a future order of the same lead type unless otherwise approved by a TTC Team Associate.
For Statewide generated leads, you may reject a lead for a replacement within 72 hours of your order being fullfilled if: (i) lead is over 85 years old; (ii) lead is outside of the given state(s) requested (iii) any lead that has a Disconnected Phone Number. All replacement leads will be added as credits and added to a future order of the same lead type.
Authorized Use and Purpose of Leads
Leads are rendered on a 100% exclusive basis for a particular purpose for which the consumer submitted the online form, (“the specific vertical”) for instance, life insurance. You’re allowed to use the leads provided by us, exclusively for your internal marketing purposes in the specific vertical to the consumers. You may not use the lead for purposes other than those that the consumer has expressly inquired about, or of third parties. Agents can not redistribute or sell our leads.
Leads are confidential information of TTC Media. You agree to not share with others, distribute, license, sell, resell or otherwise disclose any of the leads or the information included in them, to any third party for any purpose, unless only to an entity employed by you as a contractor for the main purpose of assisting you under the terms here as well as in accordance with the authorized use of the leads by you. When leads are generated, we don’t guarantee any certain result. A lead is a prospect, so don’t regard it as a guaranteed sale.
Service Usage
It is solely your responsibility to know about all laws, rules and regulations applicable to the access, use, storage and security of data identifying consumers that we offer to you, and to act in line with them. You agree that you’ll maintain commercially reasonable physical, electronic and procedural controls, care and protections to protect any such consumer information received under the terms herein from any unauthorized use or disclosure, including the maintenance of proper security to limit access to the consumer data solely to undertake the purpose behind the disclosure of such information.
Buyer Fraud
We make necessary events to ensure fraud prevention. Therefore, if we believe that any agent is committing or attempting to commit buyer fraud, this is considered illegal and we may take legal actions against such an agent. Every agent is expected follow all laws against fraud and is expected to not violate any relevant law against buyer fraud such as the Act against Telemarketing and Consumer Fraud and Abuse Prevention, as well as other federal, state and local laws, and regulations governing the sales of leads.
Warranties & Disclaimer
As an Agent, you warrant and represent that:
- the use of the leads and any interactions with and information provided to consumers will be in compliance with all relevant federal, state and local laws, statutes, rules and regulations, governing the marketing, sales, and/or promotion of goods and/or services, including with no limitation to the general consumer protection laws and regulations, or any other consumer protection laws that hinder unfair or misleading acts or practices;
- without restraining the foregoing, you’ll make no calls to any person on any Federal or State National Do-Not-Call (DNC) registry otherwise in the exception of an exemption;
- you’ll use no lead information for the purpose of determining a person’s eligibility for employment, credit or otherwise in any manner that violates the Fair Credit Reporting Act;
- you’ve disclosed the existence of any Federal or State decrees, orders, or consent agreements, as well as any pending informal or formal Government investigations. Also, you warrant that if you’re involved or named in any kind of action, complaint, investigation or any other proceeding by or before any governmental or regulatory agency, or any private party, you’ll provide immediate notice to TTC Media of any such action, complaint, investigation or any other proceeding; and
- you’ll make sure that your agents, employees, as well as contractors comply with all of the above.
The leads services and the site are provided “as is”, “where is”. Neither party makes any sort of warranties to the other. Also, all statutory, implied or other warranties are disclaimed to the highest extent permitted by law, including with no limitation to any warranties of merchantability, fitness for a purpose, non-infringement, compliance with relevant laws, title, or while dealing or trading. We don’t guarantee in any way that any information provided by the consumer will be correct or complete, or that the results will be realized from the leads, including any customer conversion rates.
You understand that leads and contact information gathered have not been screened or validated by us, and aren’t guaranteed to be accurate or error-free and all risks of condition, design, use, fitness, or quality are completely yours.
Changes
TTC Media retains the right, based on sole discretion, to modify any part of this Agreement. It is totally your responsibility to check this Agreement periodically for changes. Your continued usage of the site following the posting of any changes to this Agreement suggests an acceptance of those changes. Also, TTC Media may, in the future, provide new services and/or features via the site (including, the release of new tools as well as resources). Any new features or/and services shall be subject to the Terms of this Agreement.
Termination
At any time, TTC Media may terminate your access to all or any part of the site, with or without cause, with or without notice. If you decide to terminate this Agreement or your account, you may simply discontinue using the site. Notwithstanding the foregoing, if you have an account, such account can only be terminated by TTC Media if you materially breach the Terms here and fail to rectify such breach within thirty (30) days from TTC Media’s notice to you thereof; provided that, TTC Media can cease the site at any time as part of a general shutdown of our service.
Disclaimer of Warranties
The site is provided ‘as is’. TTC Media and its suppliers, licensors and affiliate companies hereby disclaim all warranties of any sort, express or implied, such as the warranties of merchantability, fitness for a purpose and non-infringement. Neither TTC Media nor its suppliers and licensors, makes any warranty that the site will be error-free or that access to it will be continuous or uninterrupted. You acknowledge that you download from, or otherwise acquire content or services via, the site at your own discretion and risk.
Limitation of Liability
In no event will TTC Media, or its licensors or suppliers, be liable regarding any subject matter of this agreement under any contract, tort, negligence, liability or other legal or equitable theory for: (i) any incidental, special, or consequential damages; (ii) the cost of acquisition or substitute products or/and services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that raise the fees paid by you to TTC Media under the Terms here during the twelve (12) month period prior to the date the cause of the action accrues. TTC Media shall have no form of liability for any failure or delay owing to matters beyond its reasonable control. The foregoing may not apply to the extent prohibited by relevant law.
General Representation and Warranty
Each user represents and warrants that (i) your use of the site will be in strict accordance with the TTC Media Privacy Statement, with this Agreement as well as with all relevant laws and regulations (including relevant local laws or regulations in your Country, State, City, or other Governmental area, as regards online conduct and acceptable content, and including all relevant laws as regards the transmission of any technical data exported from the U.S. or the country in which you dwell) and (ii) your usage of the site won’t infringe on the intellectual property rights of any third party.
Indemnification
You agree to indemnify and hold harmless TTC Media, its contractors, and its licensors, as well as their respective directors, employees, agents and officers from and against any claims and expenses, including attorneys’ fees, resulting from your usage of the site, including from your violation of this Agreement.
Miscellaneous
This Agreement constitutes the entire agreement between TTC Media and you on the subject matter here, and it may only be modified by a written amendment signed by an authorized executive of TTC Media, or by the posting by TTC Media of a revised version.
The dominant party in any action or proceeding to implement this Agreement shall be entitled to any costs as well as attorneys’ fees. If any area of this Agreement is deemed to be invalid or unenforceable, that area will be interpreted to reproduce the parties’ original intent, and the remaining areas will remain in full force and effect. Any waiver by any party of any terms of this Agreement or any violation thereof, in any instance, will not waive such term or any subsequent violation thereof. You may assign your rights within this Agreement to any party that consents to be bound by its terms; TTC Media may assign its rights under this Agreement without any condition. This Agreement will remain binding upon and inure to the advantage of the parties, their successors as well as acceptable assigns.
TTC is so grateful to have the opportunity to work alongside Josh, who has been an invaluable asset to our team. With over eight years of experience in the Final Expense industry, he’s a true expert who’s always willing to share his knowledge and guide others. Josh has been instrumental in helping TTC achieve it’s goals and navigate the field successfully. When he joined our company in 2020, it was a game-changer, and we couldn’t have done it without him. Josh has had a lot going on outside of work these days. He recently got married, and they announced they’re expecting their first baby later this year! On top of that, he’s been busy purchasing his new home over the past couple of months. With any free time left, he enjoys cooking on the grill and perfecting his steak-making skills. It sounds like he has his hands full, but it’s exciting. TTC is excited to see all the positive changes happening in his life!
Having worked successfully as an agent in the Final Expense industry for more than seven years, Ryan possesses a wealth of knowledge and experience that allows him to provide expert guidance and strategy to other agents seeking to navigate the field successfully. With his extensive background, Ryan is well-equipped to steer agents in the right direction and help them achieve their goals. When he accepted our offer to join our team in 2021, we here at TTC Leads couldn’t be more thrilled to have him as part of our team with all this knowledge to share.
We wanted to share a story about our friend, Adam Barna. He reached out to our team in 2022 after knowing Ryan S. from High School and seeing his success in life. Adam didn’t have experience in the Final Expense field, but that didn’t stop us, we knew the chemistry was there! When he joined the team we quickly realized he was a great choice. Adam is an awesome person and enjoys everyone just as much as they enjoy him. He is always willing to help others and has truly found his niche within the TTC crew. You might have seen some of his design work already!
In 2019, Ryan and Andrea decided to bring their households together and become one with no intention of building TTC Leads together! However, on Mothers Day of 2019, they decided that putting their strengths together would take TTC to a whole new level, so they began to develop and grow TTC as a team. They developed the vision for TTC and carved out the different positions and systems together. The two were inseparable and had a blast building the team with their passion and eagerness to see their vision through. As if balancing the demands of a company isn’t enough, she also manages to be an incredible mom! She loves spending quality time with her children and exploring new places through travel. She’s always up for a fun Vegas adventure, but if given the opportunity, she’s always down for a local road trip. The challenges of the past year have only highlighted the immense responsibility she carries and yet, Andrea continues to amaze us all with her strength and dedication to the vision of TTC!
Andrew joined the company in May with one specific goal in mind. To help the business grow and achieve the next level! Loot is so dedicated to this and the team that he even relocated from New York to Ohio to join the crew. He’s very committed to his work and truly believes in the vision of TTC Leads. He’s been a valuable asset to the team plays a key role in the growth of the company.
Ryan Saridakis
Eden joined the TTC crew in April of 2023. While she is one of the youngest members, she has a long list of accomplishments in her portfolio already! Just finished her associate’s in Applied Business for Graphic Design. She plans to continue her education in Applied Business for Illustrations this fall and eventually getting her Bachelor’s Degree.